If the time comes when you need to claim your quad insurance, you don`t have to worry. The claims team will be on hand to guide you through the process as calmly as possible, and there are no lengthy forms to fill out. Our claims hotline is open 24 hours a day, seven days a week and you just have to call 0333 005 2244. There are three different levels of quad coverage, and it`s important that you choose the one that best suits your needs. There are a variety of different quads and ATVs that can drive on UK roads, and at Lexham we have a team of specialist brokers to discuss your needs and tailor an insurance quote specifically to your needs. Road-approved quads are becoming more common as work and commuter vehicles. As an experienced ATV and ATV insurer, we can offer you an excellent insurance offer for your road bike. You`ll also get £250 spare tool cover for fire and theft policy, although please note your tools are only covered if your quad bike is stolen at the same time. If you have any questions about the conditions of off-road insurance, please call us on 0333 005 3355. We can get off-road policies from £129 and extra protection is included as standard with cover for events, tracks and training grounds as well as during transport.
Please note that this only applies to fire and theft policies. Below we`ve answered some of the most frequently asked questions about quad insurance: For fire and theft coverage, check out our SONN and Laid-Up insurance (the quad doesn`t need to have a V5). We offer coverage for ATVs of all engine sizes and fuel types, from diesel-powered agricultural quads to powerful gasoline-powered sports models to unregistered children`s quads against fire and theft, where applicable. Click here for more details on state regulations for legal street ATVs. Yes. In 2011, government regulations were introduced (PDF 746KB) stating that all ATV owners must be covered by an appropriate policy to take action against uninsured motorists. All claims are different, which means that the time it takes to resolve them may vary. However, you can count on our team of experts to ensure that the process progresses as quickly as possible. If something happens to your ATV, but you do not intend to make a claim, you must still inform us to comply with the conditions of your ATV insurance.
To drive a quad bike on the road, you will need a full driving licence or a category B1 driving licence if it was issued before January 1997. We believe in taking care of everything for our customers, which is why we can offer you optional key coverage in addition to your quad insurance. For just £20.99 a year, all keys attached to the trailer are insured in case of loss or theft, while you`re also covered up to £1,500 in locksmith fees, new locks and keys, hire cars or travel expenses. If you choose to receive your quad insurance documents via email, they should land in your inbox within 24 hours. If you want us to publish them, it may take up to five business days. If you need duplicates, please let us know and we can send them to you as well. Do you want to insure your off-road vehicle (ATV), commercial vehicle (UTV), four-wheeled or side-by-side vehicle (SxS)? GEICO offers insurance for many types of off-road vehicles, including ATVs and UTVs. Before you hit the trail, start a free quote to find out how you can combine savings with excellent customer service for insurance coverage for an SUV. Without sufficient coverage, you can still be fined even if your quad bike is not used. The only exception to this rule is if you have taken your ATV off the road with an off-road legal notification.
These are just a few of the cases where you probably won`t be covered by your quad insurance. For a complete list of exclusions, see the text of your policy. There is no simple answer to this question, as every ATV is different and the cost of your ATV coverage can vary depending on a number of things, such as: For adventurers, off-road insurance offers coverage on public transit and at events, trails and training grounds, as well as at home. There`s also a £250 replacement tool cover if your bike is stolen at the same time.